Upon immigrating to Macau in 1983, Ms. Lou joined Rainbow Garment Manufacturing, a local textile business. She began assisting with trade quotas between US and European companies at just 18 years old.  

Ms. Lou then founded and managed her company, specialising in North American and Australian branded, Victorian style beaded bridal/evening gown garments.

Asset Evaluation

Ms. Lou’s company specialises in North American and Australian branded, Victorian style beaded bridal / evening gown garments.

The company has a factory in Shantou with 240 employees. Major customers are mainland specialized bridal gown n accessories outlets all over the World.

Her company has 8 overseas selling points including London, Paris, Frankfurt, New York, Chicago, New Mexico, Mexico City and Sydney, covering about 25% of the bridal gown market share of North America, Australia and Europe.

The company has a factory in Panyu, Guangdong with over 1,250 employees.

Recent annual turnover of the company USD 15 million with 50% gross margin and 30% net profit margin, generating annual profit USD4.5 million.

Axiom evaluated Ms. Lou’s company to be worth $45 million USD, based on our evaluation model.  

As Ms. Lou wanted her company to be listed as an IPO(Initial Public Offering) to gain the highest financial leverage in her industry, we ensured she could control the price of her listing.

Goals Identification

Ms. Lou wanted to retire by 55, ensure her two children could be financially independent, and be the primary stakeholder of her financial assets.

Axiom assisted with Ms. Lou to identify these goals by allowing her to accumulate asset experience and enhance her investment knowledge to be the most successful finance manager she could be in her position.

Asset Protection Strategy

• Setup a family trust for her two children in the BVI (British Virgin Islands)
• Ensure her business could be operated within Hong Kong and Macau

Risk Diversification

Ms. Lou has accumulated her net worth by way of savings dividends received from her garment manufacturing businesses (business enterprise valued at USD20mio (5xPE).

Combined with her property investments in Macau and HK, the total fungible net worth is estimated at $31 million USD.

In order to accommodate Ms Lou’s personal wishes to directly become involved in her post retirement investment activities, we ensured Ms. Lou’s portfolio consisted of fixed income and growth capital in equities, and she could constantly engage with the investment decisions and growth of her portfolio, under advisory by Axiom.