Mr. F was born and raised in Fuzhou, a city in the Fujian province. He graduated from Shanghai Tongji University’s College of Architecture and Urban Planning (CAUP) in 1989, with a Bachelor’s Degree in Engineering (with a concentration in Urban Planning). He later obtained a Masters of Business Administration (MBA) from the Open University of Hong Kong in 2002.
From his first marriage, he has two sons. He graduated from Cambridge University in the United Kingdom with a Bachelor’s of Science Degree in Electrical Engineering, specializing in Artificial Intelligence. Currently, he serves as an Associate Analyst for Morgan Stanley in London.
The second oldest is currently completing a Bachelor’s Degree in Communications at Open University of Hong Kong.
With his second marriage (and current wife), Mr. F raised two more children:
The two youngest children in his family, a son and a daughter, currently attend Wellington International School in Shanghai.
Mr. F has served as an urban planning and real estate officer for a number of years, both for the municipal government in his home city of Fuzhou, and for private real estate developers within the same province and in Hong Kong.
After a stint as a Urban Planning Officer for the Fuzhou City Urban Planning Board, Mr. F moved to Hong Kong in 1994. During his time there, he gained permanent residency and served as a project manager for HW Holdings Ltd.’s Town Planning Department.
Eventually, Mr. F returned to Fuzhou in 1998. Between that year and 2013, he served as a project manager for three individual real estate companies respectively:
AT Real Estate Co. Ltd, a property development firm run by his brother
QF Real Estate Co. Ltd, a private land development and construction firm, notably where Mr. F lead a revitalisation project of the Sanfang Qixiang (三坊七巷) ‘Three Lanes and Seven Alleys’, a famous historical and cultural site. The site has been designated as a Natural Historical and Cultural Street by the Ministry of Housing and Urban-Rural Development, and is a protected UNESCO World Heritage site.
Fuzhou JY Real Estate Co., supervising the construction of various commercial properties and residential apartments/private villas in Fuzhou.
Mr. F has maintained a diverse real estate portfolio, made up of commercial and residential rental properties he owns in Fuzhou and Hong Kong. The rental income he gains from these properties, combined with his personal savings and bonuses, aim to provide funds for his retirement plan.
As a client of Axiom, Mr. F required assistance to organize his investment portfolio as he prepared to gradually transition into retirement.
While Mr. F has a high net worth, his wealth solely comes from his real estate investments and annual rental incomes, but nothing else. To diversify his assets, Axiom organized the income he receives from his rental properties further into a yield-enhanced fixed-income portfolio (7% + 7% to become 14% per annum ) that would create enough financial resources for his family to use.
He also requested assistance to set up trust funds for his three youngest children. These trusts would fund their education until their senior year in high school, and to ensure they had enough finances to cover their personal living expenses throughout their tertiary education and post-graduation.